Tiller vs Quicken: Tiller Money Review and Price

Tiller is better for budgeting in a spreadsheet you fully control, and Quicken is better for investments, bill pay and rental or business records. Tiller costs $99 a year and works in Google Sheets or Excel on any computer. Quicken Classic Deluxe costs $83.88 for the first year and gives you a complete program without building anything yourself.

A useful test: open your last three months in Quicken and list the reports you actually used. If the list is spending by category, a budget, and a net worth total, Tiller covers it and lets you reshape each one. If the list includes capital gains, a Schedule E summary or a bill pay history, you would be rebuilding those by hand in a spreadsheet, and Quicken is the cheaper choice once you count your time.

Tiller Money costs $99 a year after a 30 day free trial. Tiller's pricing page says your card is not charged until the trial ends, that you sign up with a Google or Microsoft account, and that sales tax is added in states that require it. There is one plan, which covers both Google Sheets and Excel.

Tiller also offers what it calls a guarantee: if the service is not helping you feel more confident about your money, you can contact support "anytime for a full refund." The page does not set a time limit on that. Sharing the spreadsheet with a spouse or financial planner uses the normal Sheets or Excel sharing controls and costs nothing extra, which is a real saving for couples compared with apps that charge per seat or keep one login per household.

Not directly. Tiller's own comparison says it "does not have a direct Quicken data import tool." You export your Quicken transactions to a file and add them to the Tiller spreadsheet yourself, either with the CSV Importer Tiller released on October 1, 2025, or by pasting rows into the Transactions sheet in the right column order.

That is where most switches stall. Quicken Classic for Windows exports history as a QIF file (Quicken for Mac offers only CSV exports from registers and reports), and a QIF file is not a spreadsheet. It stores each transaction as tagged lines, one field per line, so Google Sheets and Excel open it as a single column of codes. Tiller's help center describes preparing a CSV with transaction dates, descriptions and amounts before import. Getting from QIF to that CSV is the step our converter handles: upload the .qif above, and the conversion rebuilds it as rows with three columns, Date, Description and Amount, with the memo and check number added to the description so nothing is dropped. CSV and Excel downloads are included in the paid plans, starting with Starter at $49 a month or $24 a month billed yearly, and a batch of up to 20 files per upload covers a typical checking, savings and card set in one pass.

Two honest limits. Quicken categories do not come across as a separate column, so plan on letting Tiller's AutoCat rules categorize the imported rows. And a QIF file carries no running balance, so set the starting balance in Tiller from your last Quicken statement rather than expecting the import to supply it.

Tiller pulls up to 90 days of transactions from most institutions when you connect an account. Anything older has to come from a file. Tiller's help center points to its CSV Importer for that historical data, and for accounts it cannot connect to at all.

Ninety days is short for someone leaving a program that holds ten or twenty years. Tiller's own advice for Quicken users is to pick a clean start date and keep the Quicken file for reference. That works for most households. It works less well if you want year over year spending charts in the new spreadsheet, or if your tax preparer asks for last year's totals in one place. In those cases, converting one or two years of QIF history and importing it before you build your budget saves re-doing the categories later.

No. Tiller's FAQ says it "does not currently offer a dedicated smartphone app." You open your spreadsheet in the Google Sheets or Microsoft Excel app on iPhone or Android, use community-built mobile tools, or build a custom app on top of the sheet with Glide.

In practice, editing a large Transactions sheet on a phone is workable for checking a balance and awkward for categorizing forty rows. Buyers who review spending mostly on the phone tend to be happier with Simplifi or Monarch, both of which are built for it. Tiller's advantage shows up at a desk, where a spreadsheet is faster than any app screen for bulk edits.

Both. Tiller Money Feeds is an add-on for Google Sheets and an add-in for Microsoft Excel, and one $99 subscription covers either. Tiller says it works wherever those programs run, which includes Windows, Mac and Chromebooks.

If you are coming from Quicken for Windows and already use Microsoft 365, Excel is the more natural home: pivot tables and your existing workbooks carry straight over. Google Sheets is the better pick for a couple on different computers, since sharing and simultaneous editing work without anyone installing anything.

Quicken tracks investments by individual security, including cost basis, capital gains and dividends, pays bills on Premier and higher, prints checks, and produces rental and small business reports on Business & Personal. Tiller does none of these out of the box. Its comparison page lists the same three gaps: investment depth, bill pay, and rental or business tools.

The rental and business gap deserves a closer look, because it is where people most often underestimate the work. A landlord or sole proprietor using Quicken's Schedule C or E reports would need to build category mappings and summary formulas in Tiller and keep them right every year. Many people in that position split the books instead: household money goes to Tiller, and the business or rental accounts move to QuickBooks. Our converter turns those QIF exports into QBO files that QuickBooks imports through its bank upload screen, so the business history lands in the ledger your accountant already uses. See Quicken Home and Business to QuickBooks for that route.

For hands-on budgeters, yes; for everyone else, Simplifi is cheaper and easier. Simplifi is $3.99 a month billed annually in its first year, has a real phone app, and needs no setup beyond linking accounts. Tiller costs $99 a year and gives you complete control over categories, formulas and reports in a file you keep permanently.

One practical difference for Quicken users: neither tool reads a QIF file. Simplifi is a separate product from Quicken Classic and does not import a Classic data file, so its history starts from whatever the bank sends when you connect. With Tiller you can at least bring older history in as a CSV. Our full Quicken Simplifi review covers what Simplifi does well.

Switch if your Quicken use is mostly spending, budgeting and net worth, you are comfortable writing a SUMIFS formula, and you want the same view on several computers or shared with a partner. Stay if investments, bill pay or tax schedule reports are part of your routine, or if you would rather not maintain a spreadsheet at all.