Banktivity Reviews 2026: Cost, Pricing and Mac Alternatives

Banktivity 10 costs $6.99 a month for Bronze, $8.99 for Silver and $10.99 for Gold, all billed annually, and it runs on Mac, iPhone and iPad only. It is the strongest native Apple personal finance app on the market and the closest thing Mac users have to Quicken with a modern interface. It is also a subscription, so if the appeal of leaving Quicken was to stop renting your ledger, Banktivity does not solve that problem. Buy it if you are committed to Apple and want serious investment tracking. Look at a one time license instead if the recurring fee is the objection.

Last updated August 30, 2026. Every price and term below was read the same day from banktivity.com, and the export behavior from Banktivity's own version 10 help documentation.

Banktivity has a longer history than its version number suggests. It shipped for years as iBank from IGG Software, was renamed Banktivity, and has now reached version 10. That lineage matters when you are reading reviews, because a lot of what ranks for "banktivity reviews" is describing version 8 or 9, and in some cases is still describing iBank. The interface, the tier structure and the price have all moved since.

Banktivity pricing and cost in 2026

Banktivity sells three tiers, all billed annually, all with the same core ledger and all differing only in how much of your financial life they will track.

The vendor states that billing annually saves "over 20%" against paying monthly, and that all plans include a 30 day free trial that is "only available for first-time customers." That last clause is easy to miss and worth reading carefully if you trialed Banktivity a few versions ago and were planning to trial it again before committing.

Here is where I have to be honest about something reviewers usually paper over. Banktivity's own plans page publishes those per month figures and does not publish an annual total anywhere on it. Third party review sites and software directories widely quote annual totals of $49.99, $69.99 and $99.99 for the three tiers. Those numbers do not reconcile with the vendor's own per month figures, which would multiply out to $83.88, $107.88 and $131.88. I cannot make both sets of numbers true, so I am not going to pretend one of them is authoritative. Quote the vendor per month rate, and read your actual annual charge at checkout before you agree to it.

One genuine data point from the vendor does anchor the model. A Banktivity support article on its 2024 price change says the company increased "our annual subscription cost by $10 USD for the bronze and silver tiers, effective September 1, 2024, upon your renewal," and that "the gold tier pricing is remaining unchanged," describing it as "just 83 cents more a month." So Banktivity is definitively an annual subscription, it has raised prices before on renewal, and it did so by a modest amount with advance notice. That is a reasonable vendor behavior pattern, and better disclosure than most of this category manages.

What Banktivity does well

The bank connection network is the headline. Banktivity advertises secure connections to over 14,000 institutions with sync across your Mac devices, and in practice this is the part that separates it from the smaller independent apps. Coverage is the single most common failure point when people leave Quicken, and Banktivity is one of the few alternatives that does not immediately disappoint on it.

Investment tracking at the Silver tier is the second reason people choose it. You get downloadable security prices, holdings tracking and real estate as a tracked asset class, which turns the app from a checkbook into something closer to a net worth statement. Gold layers on multi currency accounts with downloaded exchange rates and cryptocurrency, which is a narrow requirement but almost impossible to satisfy elsewhere in a native Mac app.

Version 10 itself brought the Organizer, home screen widgets, Shortcuts support, Handoff between devices, and full investment tracking on iOS rather than a read only mobile view. The Apple platform integration is not a marketing checkbox here. If you actually live in the Apple ecosystem, being able to hand a session off from iPhone to Mac is the kind of thing you stop noticing and then miss badly elsewhere.

What Banktivity does not do

There is no Windows version and no web app. Banktivity runs natively on Mac, iPhone and iPad, and that is the entire list. If there is any chance you or your spouse will end up on a Windows machine, this is a hard constraint rather than an inconvenience, because there is no path to open your file over there.

It is also not accounting software, and it is not trying to be. There is no accounts payable workflow, no invoicing, no double entry general ledger and no payroll. For a household or a very simple side income that is fine. If a real share of your spending arrives as PDF supplier bills that need line items captured and coded, that belongs in a tool built for automated invoice data extraction rather than a personal finance app, and the summary totals can come back to Banktivity afterwards.

And it is a subscription. That is not a criticism of the product, it is a criticism of the fit for a specific buyer. A very large share of people searching for Quicken alternatives are doing it because they object to paying every year, not because they dislike Quicken's features. For that person Banktivity is the same deal in a nicer suit.

Can you get your data out of Banktivity?

Yes, and unusually well for this category. Banktivity 10 exports three formats: QIF for Quicken and most other financial applications, TXF for TurboTax and other tax preparation software, and CSV for Excel and other spreadsheets.

The QIF route is File > Export To > Quicken Format (QIF), and it asks for a starting and ending date, so you can pull a single tax year rather than your whole history. There is one caveat straight from the vendor documentation: QIF does not carry currency information, so if you select accounts in different currencies Banktivity cannot put them in one file and will write multiple QIF files, one per currency. That is worth knowing precisely because Gold is the tier that sells multi currency tracking. The feature you paid extra for is the feature that fragments your export.

The TXF export is File > Export To > Tax Format (TXF) and asks which tax year you want. If your reason for tracking investments at all is to hand something usable to a tax preparer, that is the export to know about.

What none of those formats will do is import into QuickBooks. QuickBooks Online has no QIF import at all, and QuickBooks Desktop's QIF support is limited and fussy about dates. If your bookkeeper works in QuickBooks, the working route is to export the QIF with a date range, convert it to a Web Connect QBO file, and import that instead. The converter at the top of this page does that conversion, and it writes stable transaction IDs so importing the same file twice will not duplicate anything already in your register. There is a fuller walkthrough on our Banktivity to QuickBooks page.

Banktivity alternatives worth shortlisting

Three products come up in every serious version of this decision, and they split cleanly by what you object to.

If the objection is Windows, Banktivity is out and it is Moneyspire or Moneydance. If the objection is the recurring fee, same answer. If the objection is that Quicken's Mac app feels neglected and you want something genuinely native and modern, Banktivity is the best answer on this list and the subscription is the price of admission. We compared the two buy once options directly in Moneyspire vs Moneydance, and pitched the cheapest of them against Quicken on our Moneyspire vs Quicken pricing page.

Is Banktivity worth it?

It is worth it for a Mac and iPhone household with investment accounts that wants a polished native app and does not mind an annual bill of roughly a hundred dollars. For that person nothing else on the Mac is as complete, and the 30 day trial makes the decision cheap to test.

It is not worth it if you came here to escape subscriptions, if anyone in the house uses Windows, or if your accounts are three checking accounts and a credit card. In the last case you are paying investment tier money for a checkbook, and a $59.99 license you own outright does the same job.

One closing note on shopping this category. Prices in personal finance software have moved a lot in the last two years and most published comparisons have not kept up, which is why the annual totals for Banktivity are contradictory across the web right now. Read the vendor page on the day you buy, take a screenshot of what you agreed to, and check the actual charge on your card statement. That is not cynicism, it is just how a market of small vendors with annual renewals behaves.

Related reading: Banktivity vs Quicken for Mac, Banktivity vs Moneydance, Moneyspire vs Quicken pricing, our Moneyspire review, our Moneydance review, personal finance software for Mac, and Quicken alternatives.