Moneydance Pricing and Moneydance Cost for the License and Moneydance+

Moneydance costs $65 once for the license, or $9 a month or $90 a year for the subscription that bundles the program with automatic bank downloads. Those are the US checkout prices before sales tax. A license owner who only wants bank sync pays about $4 a month or $40 a year on top of the $65, according to Infinite Kind's knowledge base.

Directory sites that list Moneydance at $49.99 are usually showing an older version price or a non-US currency. Capterra's UK listing, for example, shows £49.99. If you are in the United States, the checkout is what counts, and it served $65 for Moneydance 2024 when this page was written.

Yes. The license is a one-time purchase, and Infinite Kind says it never "sunsets" software, so you can keep using the version you bought for as long as you like without paying again. The purchase includes a free upgrade to the next major release. Later major versions after that are a separate decision, and the purchase page lets you enter an old key to check whether you qualify for a free or discounted upgrade.

No, but the trial is unusually generous. It has no time limit at all, so you can run Moneydance for months while you decide. What is capped is manual entry: 100 transactions typed in by hand. Imported transactions are treated differently, which means the sensible way to test it is to export a QIF file from Quicken and import a year of real history before you pay.

Moneydance is the desktop program. Moneydance+ is the bank connection service that downloads transactions automatically from over 11,000 North American financial institutions. You can buy Moneydance+ two ways: as an add-on to a license you own, or as a subscription that also includes the program. Only the second one takes the program away when you cancel.

Infinite Kind's purchase page says Moneydance+ subscriptions come with a 14 day free trial and can be cancelled at any time, but past subscription periods are not refunded. The checkout system itself has been configured with a longer trial, so read the trial length on the checkout screen on the day you subscribe and put the end date in your calendar.

Yes, on the license. Infinite Kind offers a 90 day money back guarantee on a Moneydance purchase and says it will refund in full if you are unhappy. Subscriptions work differently: you can cancel at any time, but the company says it cannot refund past subscription periods. Ninety days is three times the 30 day guarantee Quicken offers on Classic.

For personal use, one license covers a whole household, no matter how many computers you install it on, which operating systems they run, how many people use it or how many data files you create. For business use the rule changes: one license per computer, or per data file on a shared network, whichever number is smaller. That household rule is one of the best licensing terms in this category; most competitors count devices or users.

Price only means something next to the alternatives a Quicken user is actually weighing. The table below uses each vendor's own published price for 2026.

Quicken's promotional rates apply to new memberships bought direct through November 22, 2026, for the first year only, and renew "at the then-current rates". Moneyspire's renewal figure is the price of its next major upgrade, which also keeps its cloud and bank connection services running.

Yes, over any period longer than a year. The $65 license costs less than one year of Quicken Classic Deluxe at the promotional rate ($83.88), and it keeps working after that with no renewal. Even if you add Moneydance+ bank sync at about $40 a year, three years of Moneydance comes to about $185, against $251.64 for three years of Deluxe if Quicken never raised its price.

Where Quicken still earns its price is features: the Lifetime Planner, deeper tax reports, rental property handling in Business & Personal, and a bank connection that works more often. Moneydance's investment tracking is competent and its reports are plain. If you need those Quicken features, the cheaper program is not the better buy. We compare the two feature by feature on Moneydance vs Quicken.

Yes. Moneydance imports QIF, OFX, QFX and CSV files, so the usual route out of Quicken Classic for Windows is File, Export, QIF File for each account, then a QIF import into Moneydance. Use the untimed trial for this step: imported history does not eat into the 100 transaction manual entry cap, so you can check balances against Quicken before you spend the $65.

Quicken for Mac users have a harder time because Quicken Mac has not exported QIF since the 2007 version. We cover the workarounds in how to export QIF from Quicken.

Yes, through a QIF file. Moneydance exports QIF, tab delimited text and JSON, and you choose specific accounts or all accounts on export. QuickBooks Online does not import QIF, so convert the Moneydance QIF to a QuickBooks Web Connect .qbo file and upload that through Bank transactions. The converter at the top of this page does the conversion in your browser and checks that the totals balance before you download.

This is the step that matters if you run a side business or rental out of the same ledger. Keep the household in Moneydance, and send the business checking and card accounts to QuickBooks for your bookkeeper or tax preparer. Each converted file carries stable transaction IDs, so importing an overlapping date range twice does not create duplicates in QuickBooks. The step by step version is on our Moneydance to QuickBooks page.

Yes. Moneydance runs natively on all three, and one household license covers every computer you own. That is a wider spread than Quicken Classic (Windows and Mac, with different features on each), or Banktivity (Apple only), and matched among buy-once programs only by Moneyspire, which also ships Linux and Chromebook builds. The iOS and Android apps are free companions for checking balances and entering transactions on the go, not full copies of the program.

Buy the license if you want to stop renting your ledger, if your household mixes Mac, Windows and Linux machines, or if you want a QIF export you can rely on for years. It also suits people who import statement files by hand anyway and do not need bank sync at all, because then $65 is the whole bill.

Look elsewhere if you rely on Quicken's retirement planner or rental property reports, if you want a polished phone-first app, or if bank sync reliability is the one thing you cannot compromise on. In those cases compare Quicken alternatives side by side first, or see how Moneydance vs Moneyspire plays out for the other buy-once option.

The software is only part of the switching cost. Your time spent cleaning up a broken import is the other part. A typical switch looks like this: export each Quicken account to QIF, import the personal accounts into Moneydance on the free trial and reconcile them, then convert the business accounts to .qbo and upload them to QuickBooks. Try the converter on your own QIF file first. If the business history runs to dozens of files, QIFQBO Starter is $49 for one month with 100 conversions, and Excel, CSV and QFX output are on the paid plans as well.