Quicken Price and Quicken Cost per Year with Quicken Subscription Plans Compared

Quicken costs $47.88 a year for Simplifi, $53.88 for Classic Starter, $59.88 for the cloud Business & Personal plan, $83.88 for Classic Deluxe, $95.88 for Classic Premier and $131.88 for Classic Business & Personal, at the first-year rates displayed on quicken.com. Those are introductory prices for new memberships ordered directly from Quicken by October 28, 2026.

From year two, the struck-through prices are the best guide Quicken gives you: $83.88 for Simplifi, $107.88 for Premier and for the cloud Business & Personal plan, and $149.88 for Classic Business & Personal. Quicken does not print a regular rate for Deluxe or Starter on the comparison page, so treat their second year as unknown and check your renewal notice.

No. Quicken advertises a monthly figure, but every plan on quicken.com is billed annually and the full year is charged to your card at purchase. There is no month-to-month plan to cancel after a few weeks. If you want to try Quicken without committing a year, the only safety net is the 30-day money-back guarantee, so decide inside that window.

The annual billing also matters at renewal. Quicken renews the membership automatically every year at the then-current price unless you cancel first, so set a reminder a few weeks before your renewal date if you want to compare options or ask about a retention offer. Our Quicken renewal discount guide covers what is and is not available at that point.

Quicken Classic Deluxe is $6.99 a month billed annually, which is $83.88 for the first year. It is the plan most Quicken Classic users buy: it covers budgeting, bill tracking, core investment tracking and the full desktop register on Windows or Mac. Quicken does not show a struck-through regular price for Deluxe on the comparison page, so the renewal figure is not published in advance.

Premier costs $1.00 a month more, $95.88 a year, and adds deeper investment analysis. Whether that dollar is worth it depends heavily on your operating system, because several Premier investment features are Windows only. The full breakdown is on our Quicken Classic Deluxe vs Premier page.

Quicken Simplifi is the cheapest Quicken product at $47.88 for the first year, then $83.88 at the regular displayed rate. Among the desktop Classic plans, Classic Starter is cheapest at $4.49 a month, or $53.88 a year. The catch with Starter is what happens when you stop paying: it is the one Classic tier that turns your file read-only after the membership lapses.

Simplifi is also a different product, not a lighter Quicken Classic. It runs in a browser and on phones, it has no local data file, and it cannot open a Quicken Classic file or import a QIF. If you want the cheapest way to keep using the Quicken you already have, compare Starter and Deluxe, not Simplifi. Our Simplifi pricing page covers the cloud app on its own.

No. Quicken has sold its software as an annual membership since the 2018 release, and every current plan, desktop or cloud, is a yearly subscription. You cannot buy a perpetual Quicken license from quicken.com today. Retailers sometimes sell a boxed or download card, but that card is a prepaid one-year or two-year membership, not a license that runs forever.

What you do keep is your data. A Quicken Classic file stays on your computer, and on Deluxe, Premier and Business & Personal you keep full manual use of it after a lapse; only the online services such as downloading transactions stop.

No. Quicken does not offer a free trial on any current plan. Instead it offers a 30-day money-back guarantee: you pay for the year, and if Quicken is not right for you, you ask for a refund within 30 days of purchase. That makes the first month a paid trial in practice, so connect your real accounts and test the features you care about early instead of leaving it to week four.

Because the price you paid was a first-year promotion. Quicken's fine print says the advertised offers are for the first year only, for new memberships, and that the membership renews automatically at the then-current rates. If you bought Simplifi at $47.88, the struck-through price on the same page is $83.88. If you bought Premier at $95.88, the struck-through price is $107.88.

The jump is built into how Quicken prices, not a mistake on your bill. You can cancel before the renewal date, and existing members sometimes get a retention offer when they call or start a cancellation, but the new-member discount is not available on a renewal.

On Quicken Classic Deluxe, Premier and Business & Personal, your data file keeps working after the membership ends. You can open it, view it, enter transactions by hand and run reports; online features such as transaction downloads, bill pay and mobile sync stop. Classic Starter is the exception: after a lapse the file becomes read-only with only limited manual edits. Simplifi has no local file, so stopping payment means losing access to the app; export a CSV before you cancel.

That difference is the most practical reason to choose Deluxe over Starter. Saving $30 a year on Starter makes sense only if you are sure you will keep paying. Our guide to Quicken data access after a subscription ends lists exactly what still works.

There are two products with that name. Quicken Classic Business & Personal, the desktop program that used to be called Home & Business, is $10.99 a month billed annually, or $131.88 for the first year, with $12.49 a month struck through. The newer cloud app, Quicken Business & Personal, is $4.99 a month billed annually, or $59.88 for the first year, with $8.99 a month struck through.

The cloud app is built on Simplifi and adds invoicing, mileage and business tracking for the self-employed. The desktop version keeps a local file and the Schedule C, E and F reports Classic users rely on. Neither is double-entry accounting; if you need a balance sheet, payroll or a bookkeeper working in your books, that is the point where people move to QuickBooks. Our Quicken vs QuickBooks comparison covers that decision.

Yes, in both the first year and at the regular rate. Simplifi costs $47.88 for year one and $83.88 at the struck-through rate. Classic Deluxe costs $83.88 in year one with no published regular rate, and Premier costs $95.88 in year one and $107.88 at its struck-through rate. The price gap is real, but the products are not interchangeable: Simplifi has no desktop file, no QIF import and much lighter investment tracking. If your history lives in Quicken Classic, the comparison that matters is on our Quicken Simplifi vs Quicken Classic page.

At the displayed first-year price plus four renewals at the struck-through rate, Simplifi costs $383.40 over five years, the cloud Business & Personal plan $491.40, Classic Premier $527.40 and Classic Business & Personal $731.40. Deluxe and Starter cannot be projected honestly because Quicken does not publish their regular rate. These totals assume today's struck-through prices hold, which Quicken does not promise.

Quicken is cheaper than most competitors in year one and roughly level with them afterwards. Monarch Core is $99.99 a year or $14.99 a month, YNAB is $109 a year or $14.99 a month, Copilot Money is $95 a year, and Tiller is $99 a year. Quicken's advantage is the local Classic file and QIF support; the others are cloud apps that read CSV files at best.

The detailed numbers are on our pages for Monarch Money cost, YNAB cost, Copilot Money cost and Tiller pricing, and the side-by-side picks are on Quicken alternatives.

Buy Classic Deluxe if you want the desktop Quicken most people mean when they say Quicken, with a file you keep using even if you stop paying. Buy Premier only if you actively manage a taxable portfolio on Windows. Buy Classic Business & Personal if you need Schedule C or E reports and rental tracking alongside your personal books. Buy Simplifi if you only want a clean spending plan on your phone and have no Quicken history to carry over.

Skip Starter unless the $30 a year saving matters more to you than keeping a usable file after a lapse.

Yes, if your finances have turned into a business that needs real accounting. QuickBooks does not import Quicken's QIF files, but you can export each account from Quicken Classic as a QIF file and convert it to a QBO file that QuickBooks Online and QuickBooks Desktop accept through bank-feed import. The converter at the top of this page does that: upload the QIF, check the balanced preview, and download a QBO file ready to import.