Simplifi Pricing, Quicken Simplifi Price and Simplifi Cost per Year

Simplifi costs $47.88 for the first year on Quicken's current new-member offer, then $83.88 a year at the regular displayed rate of $6.99 a month. Both are charged once a year, up front, plus sales tax where it applies. One subscription covers the iPhone app, the Android app and the web app, and every feature is included; there are no tiers.

That single-plan structure is simpler than most of Quicken's lineup. Quicken Classic has Deluxe, Premier and Business & Personal tiers, and the cloud Business & Personal product is priced separately. Simplifi is one product at one price, so the only real decisions are when you buy (inside or outside the promotion) and whether the renewal price still makes sense in year two.

Simplifi works out to $3.99 per month in the first year and $6.99 per month after that, but you cannot pay those amounts monthly. They are the annual charge divided by twelve. Quicken bills $47.88 at signup and $83.88 at each renewal, so the per-month figure is a way of comparing apps, not a payment option.

Per day, the first year comes to about 13 cents and the regular rate to about 23 cents. Either way it is less than any other budgeting app in the comparison table further down, which is the strongest argument for Simplifi on cost alone.

Not on quicken.com. Quicken lists Simplifi as billed annually and shows no month-to-month price, so you commit to a year when you subscribe. If you want to leave early, the 30-day money-back guarantee is the only route to getting money back on the website purchase; after 30 days you keep access until the term ends but the year is paid.

Subscriptions started inside the Apple App Store or Google Play are billed by the store and follow the store's rules, including its refund rules. If you want Quicken's promotional price and Quicken's guarantee, buy directly on quicken.com.

Simplifi renews at the regular rate, which quicken.com currently displays as $6.99 a month billed annually, or $83.88 a year. The $3.99 rate is a first-year offer for new memberships only, so the renewal is roughly 75 percent more than what you paid at signup. You can turn auto-renewal off at any time from your Quicken account.

Two practical points. First, the promotional cutoff has moved several times this year and currently reads October 28, 2026, so check the date on quicken.com before you buy if timing matters. Second, turning off renewal does not cut your access short; you keep Simplifi until the paid year ends, which gives you time to export and decide.

No. Simplifi has no free plan and no free trial. Quicken offers a 30-day money-back guarantee instead, so trying Simplifi means paying $47.88, using the app, and asking for a refund inside 30 days if it is not for you. Some older reviews still mention a 30-day free trial; the current quicken.com page does not offer one.

If a free trial is important to you, YNAB gives 34 days with no card when you sign up on its website, Copilot gives a month, Tiller gives 30 days and Monarch gives 7 days. The table below lines them up.

Simplifi is the lowest-priced app in this group in year one and at its regular rate. Over five years at today's prices it totals $383.40, against $475 for Copilot, $495 for Tiller, $499.95 for Monarch Core and $545 for YNAB. Quicken Classic Deluxe matches Simplifi's regular rate at $83.88 a year but adds a local data file you keep.

Quicken Classic renews at "then-current rates", so we do not project its five-year cost. The price pages for the others go deeper: Monarch Money cost, YNAB cost, Copilot Money cost and Tiller pricing. For features rather than price, see Simplifi vs Monarch, YNAB vs Simplifi and Copilot Money vs Simplifi.

Simplifi costs less in the first year, $47.88 against $83.88 for Quicken Classic Deluxe, and the two land at the same displayed regular rate of $6.99 a month. So the price gap is a first-year gap. What differs after that is what the money buys.

Quicken Classic keeps your data in a file on your own Windows PC or Mac, reads and writes QIF, tracks investments in depth on Premier, and on Deluxe and above lets you keep viewing and exporting your data after the subscription lapses. Simplifi lives in the cloud, runs on phones and the web only, and leaves you with a CSV export when you stop paying. We compare the two feature by feature on Quicken Simplifi vs Quicken Classic, and the tier prices of Classic on Quicken Classic Deluxe vs Premier.

Only as a CSV. Simplifi's help center says CSV is the supported import format, imports run from the web app only (not the mobile app), and each set of transactions can be imported once. Simplifi cannot open a Quicken QDF data file and does not read QIF or QFX exports. Categories do not import either, so history arrives as dated transactions with payees and amounts.

That is the step where most Quicken switchers get stuck, because Quicken Classic exports QIF and Simplifi wants a spreadsheet. The working route is to export QIF from Quicken (our guide to exporting QIF from Quicken covers Windows and Mac), run it through a QIF to CSV converter so each transaction becomes one row with date, payee, memo and amount, then match the column names and date format to Simplifi's downloadable CSV template before you import. The converter sums split transactions to one signed amount each, so the totals still match your Quicken register.

You can test three files of up to 100 transactions each with a free QIFQBO account. CSV and Excel output and larger batches are on paid plans, which suit a one-time move of a large Quicken file with many accounts.

Request it within 30 days of purchase under Quicken's money-back guarantee if you bought on quicken.com. Know the consequence first: taking the refund ends your Simplifi access immediately and removes your data and profile at that point. Canceling renewal is different; it keeps the app working until the paid year runs out. Export your transactions before you ask for money back.

Purchases made through the App Store or Google Play are refunded by Apple or Google under their own policies, not by Quicken.

Sign in at quicken.com/my-account, select Manage under Subscriptions, choose Manage Subscription for Quicken Simplifi, then select Cancel Renewal and confirm. If you subscribed through the Apple App Store or Google Play, cancel in that store's subscription settings instead. Canceling stops the next charge and leaves your account working until the term ends.

The step-by-step version, including how to export first and what happens to your data at the end of the term, is in how to cancel Quicken Simplifi.

Simplifi is worth $47.88 in year one for one person or a couple who want to see spending, bills, subscriptions and a spending plan on their phone without maintaining a data file. At $83.88 on renewal it is still the cheapest mainstream option. It is poor value if you need deep investment reporting, business or rental reports, a desktop app, or a data file you keep after you stop paying.

The honest trade is price against ownership. You pay less than for Monarch, YNAB or Copilot, and you give up a clean exit. Our full Quicken Simplifi review covers what users praise and complain about, and whether Simplifi has a desktop app answers the question Windows users ask most.

Buy directly on quicken.com while the new-member offer runs, which currently means by October 28, 2026, and pay $47.88 for the first year. Use the 30 days to decide, export a CSV at the end of each year you use it, and set a reminder a week before renewal to check the rate Quicken quotes you. Buying through an app store skips Quicken's promotion and guarantee.

If you already have years of Quicken history, budget the cost of moving it too. A clean conversion of the QIF export into Simplifi's CSV layout is a one-time job, and doing it before you commit tells you exactly what history will survive the move.